Glossary of Lending Terms

AB | C | D | E | F | G | H | IJK | L | MN | OPQ | R | S | T | UVWXYZ

A B	C	D
Assets	Cancelled loan	Daily periodic rate
Bad Debt	Capital	Debt
Balance Sheet	Capital Markets	Debt consolidation
Balance Transfer	Capitalization	Debt Service
Bridge Loan	Cash Flow Financing	Debt Service Reserve
Business Plan	Certification	Debtor
	Collateral	Debt-to-available-credit ratio
	Covenant	Debt-to-income ratio
	Credit limit	Default
	Credit line	Deferred interest
	Credit rating	Delinquent
	Credit report	Discharge
	Credit risk	Due Diligence
	Credit score
	Creditworthy
	Current Asset
	Current Liability
	Current Ratio
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E	F	G
Endowment or Trust	Finance charge	General Recourse
Equity	Forbearance	Good faith
Equity Participation	Fund Balance	Guarantee
		Guaranteed Loan
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H	I J K	L
Holder	Index	Leverage
Home equity line of credit	Interim Financing	Liabilities, Total Liabilities
Home equity loan	Intermediaries	Limited Liability
	Introductory rate	Limited Recourse
		Line of Credit
		Linked Deposit
		Loan Agreement
		Loan application
		Loan consolidation
		Loan origination
		Loss Reserves
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M N	O P Q	R
Market Rate	Opportunity Cost	Receivables
Negative Covenants	Past due	Recourse
Net Working Capital	Personal loan	Recoverable Grants
Net Worth	Portfolio	Repayment period
Nontransferable	Prime rate	Restructure
	Principal	Revolving credit
	Principal balance	Revolving line of credit
	Program-Related Enterprise	Roll Over
	Program-Related Investment
	Promissory Note
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S	T	U V W X Y Z
Security	Term	Unsecured debt
Senior Debt	Total finance charge	Unsecured loan
Servicer	Treasury bill rate (T-bill rate)	User
Subordinated Debt(Junior Debt)		Warranties
		Working Capital
		Write off
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